Information about Insurance CT

by | Apr 19, 2013 | Insurance

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Are you in the market for car Insurance CT? Most companies out there will offer you free insurance quotes. They provide you with auto, home, life and health insurance. These companies can also provide you a wide range of insurance. These insurances range from life to renters insurance as well. I will provide some basic information on the coverage’s for auto insurance. In the state of Connecticut the minimum coverage’s are as followed, $20,000 for bodily injury per person. They will supply you with a minimum coverage of $40,000 bodily injury per accident. There is also $10,000 coverage for property damage. They also have coverage’s that combined bodily injury with property damage per accident and per-person. This type of coverage’s can cover you in different situations. They can range anywhere from $25,000 up to $500,000 depending on the policy that you choose.

When dealing with homeowners insurance, the policy basically covers the rebuilding costs. If for some reason that you find out that your home is not covered. You have the option of choosing to insure for approximately the value of your home or more. In order for your home to qualify for insurance, you must have it properly inspected. This allows for your home to be properly insured for the amount that is worth. You can get insurance quotes for your home either online or over the phone.

If you are looking for renters Insurance CT, the minimum state coverage policy is approximately $20,000. This covers your personal effects from furniture jewelry to clothing and electronics. If you happen to have more than $1000 in jewelry located in your home, and you would like to have it covered under your renters insurance. It would be recommended for you to schedule a jewelry rider. It is also important to know that your landlord’s insurance policy doesn’t cover your personal belongings. The type of policy that dose is called a tenant’s policy. This policy covers damaging winds associated with hurricanes, theft and fire.

This type of policy is relatively inexpensive, if you were to compare the costs to how much you would lose in equipment and other miscellaneous items from your apartment. Renters insurance has a coverage called “named peril”. Some of the different types of “named peril” are windstorm, smoke, theft, discharge of accidental water, lightning and fire.

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