Shopping for health insurance tends to be a daunting task. It can be difficult to sift through all of the different plans. In response to this, state insurance exchanges attempt to make the process manageable. Learn about the types of coverage you can expect to find for Atlanta, GA, marketplace insurance plans.
When to Buy on the Exchange
Many people wonder when they can purchase a new health plan on the exchange. Atlanta, GA, marketplace insurance plans are available to anyone during the open enrollment period. They can also become available if there is a special enrollment time offered. A lot of people will join during the latter time, when they are transitioning from a major life event. Yet, for either occasion, you can visit the insurance marketplace to view the available choices.
Types of Insurance Available
When you visit the marketplace, you’ll notice that the insurance plans are broken up into four categories. The designations include: platinum, gold, silver and bronze. Each name indicates how much your health care expenses will be covered by the insurer. For maximum coverage, you need to choose the platinum plan. On the other hand, the most economical choice is the bronze level offering. Be sure to review the coverage details at each level to fully understand Atlanta, GA, marketplace insurance plans.
Making Your Choice
There are a lot of factors that come into play when choosing insurance. Don’t forget to find out whether you may qualify for federal assistance as well. If you do, you may get better coverage at a reduced cost.
For more information about health insurance, contact the Georgia Health Insurance Marketplace at www.georgiahealthinsurancemarketplace.com.