5 Reasons You Should Consider a 30 Years Fixed Mortgage Ponte Vedra Beach

by | Sep 15, 2021 | Loans

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The 30 years fixed mortgage Ponte Vedra Beach is the granddaddy of all mortgages. It’s so popular that nine out of every 10 home buyers choose it as their preferred mortgage option.

If you have been thinking about getting a 30 years fixed mortgage in Ponte Vedra Beach, here are 5 reasons you should.

Lower Monthly Payments

Because the term is 30 years, your monthly payments will be more affordable. And as long as you pay every payment on time, your home will be completely paid off in 30 years.

They Are Flexible

If you want to pay extra for some months you are allowed to do that. Doing so will help you pay off the home even quicker.

They Are Easier To Qualify For

Being that your monthly payments will be smaller, qualifying for this type of loan is a lot easier than other mortgage types.

You Get More House For Your Money

Again, with a 30-year mortgage, you will have lower monthly payments. This means you may be able to qualify for a bigger home.

They Are Predictable

This is probably the biggest advantage of them all. No matter how high-interest rates climb, with a 30-year fixed mortgage in Ponte Vedra Beach you can rest easy knowing your monthly payment will not increase. Please be aware that with a 30-year mortgage you will be subject to higher rates.

To find out which mortgage options are best for you, contact The Mortgage Lady Team – Fairway Independent Mortgage Corp.

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